Do you want to save your money in a bank account that pays 0.1%? That isn't enough money for anything?
I prefer to save my emergency fund in a high-yield savings account that pays 4.0% or higher.
Over 30 years, a $15,000 deposit in a high-yield savings account would become $45,000, while the same $15,000 would grow to $15,500 in a standard savings account.
The first step to financial freedom is following a strict budget. After that, you must save in a high-yield savings account to give every dollar a mission. Good Luck!