You are a young man or woman and have arrived at a crossroad. You have a job that pays a minimal wage. Some of your friends are in college, university or trade schools and you seem to be stuck on an Earn and Consume Treadmill that has you living from paycheck to paycheck. You wish to rise above your financial situation but don't quite know how. I've been in your shoes. Blue-Collar Riches is the result of many years' effort to figure out how to make the most of a minimal income. This is a practical guide for those people who can persevere in the pursuit of goals. A common sense starting point that will guide you in developing lifelong habits of managing yourself and your income. Your journey can start now.