Gennady Stolyarov II is, above all, an individual who seeks to use ideas to change the world. He is an actuary, philosopher, amateur mathematician, composer, poet, and futurist. He has published The Rational Argumentator (http: //rationalargumentator.com/), an online magazine for world-transforming ideas, since 2002. Mr. Stolyarov's thousands of published works include articles, short stories, poems, videos, academic study guides, musical compositions, audio recordings, and fractal artworks. His online books, available for free download, include Eden against the Colossus, Implied Consent: A Play on the Sanctity of Human Life, A Rational Cosmology, The Best Self-Help is Free, and the Guide to Stolyarovian Shorthand. Mr. Stolyarov holds the professional insurance designations of Associate of the Society of Actuaries (ASA), Associate of the Casualty Actuarial Society (ACAS), Member of the American Academy of Actuaries (MAAA), Chartered Property Casualty Underwriter (CPCU), Associate in Reinsurance (ARe), Associate in Regulation and Compliance (ARC), Associate in Personal Insurance (API), Associate in Insurance Services (AIS), Accredited Insurance Examiner (AIE), and Associate in Insurance Accounting and Finance (AIAF).