David T. Phillips is a nationally recognized consumer advocate for insurance, annuities and estate planning with over 42 years of experience. He is the author of bestselling books - Estate Planning Made Easy, The Future of Retirement Savings, Disinherit the IRS and The 10 Most Common Estate Planning Mistakes and How to Avoid Them. Mr. Phillips has been a featured speaker at a multitude of investment conferences and a frequent guest on national television including: CNN, Fox News, CNBC, Money Talks, and Bloomberg. Mr. Phillips is CEO of Phillips Financial Services and founder and CEO of Estate Planning Specialists. With clients in every state, his companies have assisted thousands of Americans in properly planning their estates. Mr. Phillips graduated from Brigham Young University. He is an active member of his church and coached the Arizona State University Water Ski Team from 1994-2006, winning the National Championship in 2001. David and his wife, Jane have four children and eight grandchildren.